Waterfront
Address
103 White Oak Cir, Moneta, VA
Price
$ 995,000
Property Attributes
- MLS#929699
- TypeSingle Family
- Listing Status Active
- CountyBEDFORD
- CityMoneta
- Area0690 - SML Bedford County
- NeighborhoodIsle Of Pines
- Zip24121
- StyleSplit-Foyer
- Year Built1977
- Taxes$ 2366
- Price$ 995,000
- Bedrooms5
- Full Bathrooms3
- Half Bathrooms0
- Sqr Footage2288
- Lot Size0.9 Acres
Data Source:
Roanoke Valley MLS (RVAR)
Property Description
Welcome to Isle of Pine, and this Peaceful Waterfront Retreat in the Heart of Smith Mountain Lake. This spacious home offers five bedrooms on the upper level, including a comfortable primary suite. While the lower level provides a spacious family room, dining area, eat-in kitchen, an additional full bathroom, and laundry area. Enjoy scenic views from the full-length upper deck with wheelchair access or relax on the lower patio. A detached garage with separate rooms provides abundant storage and flexible space for your needs. A gently sloping concrete walkway leads to your private dock, complete with two covered boat slips and a floater, perfect for enjoying all that Smith Mountain Lake has to offer right now. Sold furnished including garage items and jet ski (Boat is for sale separately). Owners said they were able to launch their boat at the beginning of property listing). The Isle of Pine community offers an impressive array of amenities, including a boat ramp, trailer storage, tennis courts, horseshoes, volleyball, walking trails, and campground sites. Conveniently located near downtown Moneta and Bridgewater Plaza, this property offers the ideal combination of peaceful lake living and easy access to shopping, dining, and entertainment. Call and schedule your tour today.
| Elementary School | Middle School | High School |
|---|---|---|
| Moneta Elementary School | Staunton River Middle School | Staunton River High School |
| Price History | |
|---|---|
| 7/22/2026 | Listed $1,050,000 |
| 8/10/2026 | 6$995,000 |
General Features
| Heating | Heat Pump Electric |
|---|---|
| Cooling | Heat Pump Electric |
| HOA Fee | 230.0 |
| Patio/Porch Features | Deck |
| Architectural Style | Split-Foyer |
| Year Built | 1977 |
| View | Lake |
| Property Subtype | Single Family Residence |
| Waterfront Features | Cove,Riprap Shoreline |
| Community Features | Tennis Court(s),Trail Access |
| Assoc Fee Paid Per | Annually |
| County | Bedford County |
| New Construction | No |
| Property Type | Residential |
| HOA | Yes |
| Attached Garage | No |
| Subdivision Name | Isle Of Pines |
| Total Rooms | 11 |
| Full Baths | 3 |
| Status | Active |
| Directions | From 122,take Hendricks Store Rd. to R on Isle of Pine,to R on White Oak. First driveway on the right. |
| High School | Staunton River |
| City | Moneta |
| Open Parking Spaces | 6.0 |
| MLS Area | 0690 - SML Bedford County |
| Lot Size Units | Acres |
| Lot Size Square Feet | 39204.0 |
| Carport Spaces | 0.0 |
| Carport Y/N | No |
| Elementary School | Moneta |
| Property Attached Y/N | No |
| Land Lease Y/N | No |
| Tax Annual Amount | 2366.11 |
| Home Warranty Y/N | No |
| Middle/Junior High School | Staunton River |
| Lease Renewal Y/N | No |
| MLS Area Minor | 0690 - SML Bedford County |
| Additional Parcels Y/N | No |
| Lease Considered Y/N | No |
| Rent Control Y/N | No |
| Virtual Tour | https://showsgreat.photography/103-White-Oak-Cir/idx |
| Standard Status | Active |
| Tax Lot | 81 |
| MobileHomeRemainsYN | No |
| Senior Community | None |
Interior Features
| Interior Amenities | Ceiling Fan(s) |
|---|---|
| Flooring | Carpet,Tile |
| Total Fireplaces | 1 |
| Fireplace Features | Living Room |
| Basement (Y/N) | No |
| Air Conditioning Y/N | Yes |
| Heating Y/N | Yes |
| Fireplace Y/N | Yes |
| Total Bedrooms | 5 |
| Total Baths | 3 |
Exterior Features
| Parking Features | Paved Driveway |
|---|---|
| Lot Features | Gentle Sloping |
| Water Source | Public |
| Lot Size Area | 0.9 |
| Spa | No |
| Building Area Total | 2288.0 |
| Lot Size Acres | 0.9 |
| Other Parking | Off Street Parking |
| Waterfront Y/N | Yes |
| Covered Spaces | 1.0 |
| Crops Included Y/N | No |
| Horse Y/N | No |
| Irrigation Water Rights Y/N | No |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 24121
Price
Taxes
Year Built
Visits
© 2026 New River Valley Multiple Listing Service, Inc. All rights reserved. The information provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All data is deemed reliable but is not guaranteed accurate.
NRVMLS data last updated at September 22, 2026 2:57 AM UTC
Information is deemed to be reliable, but is not guaranteed. © 2026 MLS and FBS. Prepared by MLS of Roanoke Valley, Inc. (540-772-0526) on September 22, 2026 3:01 AM UTC . The information on this sheet has been made available by the MLS and may not be the listing of the provider. All searches are performed on live data on the MLS server. Although the Multiple Listing Service of The Roanoke Valley is the single source for these listings, listing data appearing on this website does not necessarily
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All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating
